Chase adds an 80% bonus on IHG transfers and 30% on Wyndham through Dec. 3
1,000 Ultimate Rewards points become 1,800 IHG One Rewards points or 1,300 Wyndham points this month, on top of the running 30% Avios bonus.
Chase Ultimate Rewards has two more hotel transfer bonuses running this month. Points move to IHG One Rewards with an 80% bonus, and to Wyndham Rewards with a 30% bonus, through Dec. 3, 2026.
Both offers started Nov. 1. They run alongside the 30% Chase bonus on transfers to British Airways, Iberia and Aer Lingus Avios, which ends a little earlier, on Dec. 1.
The key terms
Chase does not publish a press release for transfer bonuses. The details below come from One Mile at a Time and Frequent Miler's transfer bonus tracker.
| Partner | Bonus | Ratio | Ends |
|---|---|---|---|
| IHG One Rewards | 80% | 1,000 to 1,800 | Dec. 3 |
| Wyndham Rewards | 30% | 1,000 to 1,300 | Dec. 3 |
For IHG, One Mile at a Time says the bonus runs from 12 a.m. Eastern on Nov. 1 through 11:59 p.m. Eastern on Dec. 3. It says you can use it an unlimited number of times, and that transfers to IHG are typically instant.
How this IHG bonus compares
Chase runs a bonus to IHG two or three times a year, according to One Mile at a Time. Past bonuses have ranged from 50% to 100%. So 80% is about average. It falls short of the 100% bonus Chase offered earlier this year.
Why many experts say skip it
A big percentage does not make a good deal by itself. The question is what the points are worth on each side.
One Mile at a Time values IHG points at 0.5 cents each and Chase points at about 1.7 cents each. With the bonus, one Chase point becomes 1.8 IHG points. By those numbers, that works out to under one cent of value per Chase point.
The outlet also notes that IHG often sells points for about 0.5 cents each. If that is the going rate, buying IHG points during a sale can cost less than giving up Chase points. Its verdict: the bonus "almost certainly isn't worth it" for most people.
Those values are one outlet's estimates, not official numbers. Your own value depends on the hotel and the dates you book.
When a transfer could make sense
There are cases where moving a small number of points is reasonable:
- You are a few thousand points short of a specific IHG or Wyndham award.
- The cash rate for that night is high compared with the points price.
- You have no better use for the Chase points in the near term.
If you hold an IHG credit card, check whether it gives you the fourth reward night free. That benefit can lower the points cost of a longer stay. IHG is also running its fall promotion through Dec. 31 for paid stays.
Wyndham's 30% offer
The Wyndham bonus is smaller, at 30%. Like IHG, it turns Chase points into points that most bloggers value below Chase points. Miles for Family, for example, wrote that "Chase points are worth more with other travel partners" despite both hotel bonuses.
Wyndham Rewards uses set price levels for free nights. Check the exact hotel's points price before moving anything.
Before you transfer
Transfers from Chase to a hotel program are one way. Once points reach IHG or Wyndham, they cannot go back to Chase.
A few checks help:
- Find the room and confirm the points price first.
- Make sure the names on both accounts match.
- Compare the points cost with the cash rate, including taxes.
- Look at Chase's airline partners and Hyatt before you choose a hotel partner.
Run the math on a real booking. If 30,000 IHG points would cover a night, you would need about 16,700 Chase points with the 80% bonus, before rounding to Chase's transfer steps. Then ask whether those Chase points could do more somewhere else.
What people are saying on X
Doctor of Credit and LoyaltyLobby both posted the bonuses on X. Several replies echoed the view that the IHG bonus only makes sense for topping off a specific stay.