Points Frog guide
Chase Ultimate Rewards vs Citi ThankYou Rewards
Chase Ultimate Rewards points are worth more as of October 13, 2026: an estimated 2¢ each against 1.75¢ for Citi ThankYou Rewards points, 14% more per point. 50,000 come to about $1,000 against $875.
Values updated
| Measure | Chase Ultimate Rewards | Citi ThankYou Rewards |
|---|---|---|
| Value per point | 2¢ | 1.75¢ |
| 10,000 worth | $200 | $175 |
| 50,000 worth | $1,000 | $875 |
| 100,000 worth | $2,000 | $1,750 |
| A great award | 2.4¢ or more a point | 2.1¢ or more a point |
| A poor award | under 1.8¢ a point | under 1.58¢ a point |
| Rewards currency | points | points |
| Run by | Chase | Citi |
| Ranked | 3 of 6, Transferable points | 5 of 6, Transferable points |
Values are Points Frog's estimates of one point redeemed for good, available awards, not cash-out or transfer rates. How we value points.
Chase Ultimate Rewards
Earned with: Chase Sapphire Preferred, Chase Sapphire Reserve. Best cards by category
Citi ThankYou Rewards
Earned with: Citi Strata Premier, Citi Strata Elite, Citi Double Cash. Best cards by category
Quick answers
Which is worth more, Chase Ultimate Rewards or Citi ThankYou Rewards?
Chase Ultimate Rewards points are worth more as of October 13, 2026: an estimated 2¢ each against 1.75¢ for Citi ThankYou Rewards points, 14% more per point. 50,000 come to about $1,000 against $875.
How many Citi ThankYou Rewards points equal 50,000 Chase Ultimate Rewards points?
About 57,143. At 1.75¢ each, that many points match the $1,000 estimated for 50,000 points at 2¢. This compares value only; the programs do not exchange points at this rate.
Is a higher value per point always better?
No. A program worth less per point can still win if it earns more points per dollar or per flight, or if its awards fly where you want to go. Compare what you would earn on your own spending and the awards you would book before choosing between Chase Ultimate Rewards and Citi ThankYou Rewards.
Where do these values come from?
Points Frog's valuation catalog estimates what one point is worth when redeemed for good, available travel awards, in US cents. It is an editorial average, not a cash-out rate, and each program's page shows its dated valuation history.