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Points Frog guide

Bilt Rewards vs Chase Ultimate Rewards

Bilt Rewards points are worth more as of October 13, 2026: an estimated 2.1¢ each against 2¢ for Chase Ultimate Rewards points, 5% more per point. 50,000 come to about $1,050 against $1,000.

Values updated

Bilt Rewards vs Chase Ultimate Rewards, side by side
MeasureBilt RewardsChase Ultimate Rewards
Value per point2.1¢2¢
10,000 worth$210$200
50,000 worth$1,050$1,000
100,000 worth$2,100$2,000
A great award2.52¢ or more a point2.4¢ or more a point
A poor awardunder 1.89¢ a pointunder 1.8¢ a point
Rewards currencypointspoints
Run byBiltChase
Ranked1 of 6, Transferable points3 of 6, Transferable points

Values are Points Frog's estimates of one point redeemed for good, available awards, not cash-out or transfer rates. How we value points.

Chase Ultimate Rewards

Earned with: Chase Sapphire Preferred, Chase Sapphire Reserve. Best cards by category

Quick answers

Which is worth more, Bilt Rewards or Chase Ultimate Rewards?

Bilt Rewards points are worth more as of October 13, 2026: an estimated 2.1¢ each against 2¢ for Chase Ultimate Rewards points, 5% more per point. 50,000 come to about $1,050 against $1,000.

How many Chase Ultimate Rewards points equal 50,000 Bilt Rewards points?

About 52,500. At 2¢ each, that many points match the $1,050 estimated for 50,000 points at 2.1¢. This compares value only; the programs do not exchange points at this rate.

Is a higher value per point always better?

No. A program worth less per point can still win if it earns more points per dollar or per flight, or if its awards fly where you want to go. Compare what you would earn on your own spending and the awards you would book before choosing between Bilt Rewards and Chase Ultimate Rewards.

Where do these values come from?

Points Frog's valuation catalog estimates what one point is worth when redeemed for good, available travel awards, in US cents. It is an editorial average, not a cash-out rate, and each program's page shows its dated valuation history.

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