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Points Frog guide

American Express Membership Rewards vs Citi ThankYou Rewards

American Express Membership Rewards points are worth more as of October 13, 2026: an estimated 2.1¢ each against 1.75¢ for Citi ThankYou Rewards points, 20% more per point. 50,000 come to about $1,050 against $875.

Values updated

American Express Membership Rewards vs Citi ThankYou Rewards, side by side
MeasureAmerican Express Membership RewardsCiti ThankYou Rewards
Value per point2.1¢1.75¢
10,000 worth$210$175
50,000 worth$1,050$875
100,000 worth$2,100$1,750
A great award2.52¢ or more a point2.1¢ or more a point
A poor awardunder 1.89¢ a pointunder 1.58¢ a point
Rewards currencypointspoints
Run byAmerican ExpressCiti
Ranked1 of 6, Transferable points5 of 6, Transferable points

Values are Points Frog's estimates of one point redeemed for good, available awards, not cash-out or transfer rates. How we value points.

American Express Membership Rewards

Earned with: Amex Gold Card, Amex Platinum Card. Best cards by category

Citi ThankYou Rewards

Earned with: Citi Strata Premier, Citi Strata Elite, Citi Double Cash. Best cards by category

Quick answers

Which is worth more, American Express Membership Rewards or Citi ThankYou Rewards?

American Express Membership Rewards points are worth more as of October 13, 2026: an estimated 2.1¢ each against 1.75¢ for Citi ThankYou Rewards points, 20% more per point. 50,000 come to about $1,050 against $875.

How many Citi ThankYou Rewards points equal 50,000 American Express Membership Rewards points?

About 60,000. At 1.75¢ each, that many points match the $1,050 estimated for 50,000 points at 2.1¢. This compares value only; the programs do not exchange points at this rate.

Is a higher value per point always better?

No. A program worth less per point can still win if it earns more points per dollar or per flight, or if its awards fly where you want to go. Compare what you would earn on your own spending and the awards you would book before choosing between American Express Membership Rewards and Citi ThankYou Rewards.

Where do these values come from?

Points Frog's valuation catalog estimates what one point is worth when redeemed for good, available travel awards, in US cents. It is an editorial average, not a cash-out rate, and each program's page shows its dated valuation history.

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