PayRewards now turns U.S. business bill payments into British Airways Avios at 1:1, for a fee

U.S. business owners now have a new way to earn British Airways Avios. PayRewards, a bill payment platform, added Avios as a 1:1 transfer partner on Nov. 6, 2026. Businesses earn points when they pay vendors, rent, utilities and taxes through the platform, by ACH or by card. They can then move those points to Avios.

The catch is the cost. PayRewards charges a rewards fee on every payment, so these Avios are not free. You are buying them, in effect.

The details come from the PayRewards press release.

How it works#

PayRewards lets a business pay its bills through its platform. Each payment earns PayRewards points. When a business pays by credit card, it also keeps the card's own rewards. PayRewards calls this the "Double-Dip."

The company lists two tiers:

Tier	Points per $1	Rewards fee
Core	1	1.75%
Plus	2	3.25%

Card payments also carry a 2.9% service fee, on top of the rewards fee. PayRewards says it charges no monthly platform fee. Fees are shown before each payment is confirmed.

What an Avios costs here#

The math follows from the fee table. On the Core tier, you pay 1.75 cents for each point. On the Plus tier, you pay 3.25 cents for two points, or about 1.63 cents each. That is the cost per Avios on an ACH payment.

On a card payment, you also pay the 2.9% service fee. In return, you earn your card's rewards. Whether that adds up depends on your card. A card that earns 2 points per dollar would not cover a 2.9% fee plus a rewards fee for most people.

Where Avios go from here#

PayRewards notes that British Airways flies nonstop to London from 27 U.S. cities. It cites one-way economy reward flights from 27,500 Avios plus £75 in taxes and charges, based on an off-peak New York to London flight. Avios can also book flights on partners such as American Airlines.

PayRewards already sends points to Cathay Pacific Asia Miles and Singapore Airlines KrisFlyer. The company says it expects to add more airline and hotel partners in December.

Who is behind PayRewards#

PayRewards launched in the U.S. in August 2026, according to the release. Its parent is Pay.com.au, an Australian business rewards platform. The release says Pay.com.au processed more than US$7 billion in business payments for over 30,000 businesses in the past 12 months.

Should you use it?#

For most business owners, a big card welcome bonus is a cheaper source of Avios. Chase, Amex and Capital One points all move to Avios too. Chase is running a 30% bonus on Avios transfers through Dec. 1, 2026, as we covered earlier this month.

PayRewards makes the most sense for bills that cannot go on a card at all, such as rent paid by ACH. At about 1.6 to 1.75 cents per Avios, the deal only works if you redeem for more than that. Business class to London can clear that bar. Economy flights with large surcharges often do not.

Reaction on X#

Breaking Travel News shared the announcement:

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What to do now#

If your business pays large vendor bills by ACH, price out your planned redemption first. Then compare the Avios you would need with the rewards fee you would pay. If the redemption value beats about 1.75 cents per Avios, the Core tier can make sense.

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