Chase's The Edit adds 10,000 vacation homes in 2027, and Sapphire Reserve credits will work on them
From Jan. 1, 2027, Reserve cardmembers can use The Edit credits on Plum Guide-curated homes, plus a $150 in-stay credit on stays of four nights or more.
Starting Jan. 1, 2027, Chase's The Edit will add more than 10,000 vacation homes alongside its 1,500-plus luxury hotels and resorts. Sapphire Reserve, Sapphire Reserve for Business and J.P. Morgan Reserve cardmembers will be able to use their annual The Edit statement credits on those homes. Home stays booked through The Edit also come with a $150 in-stay credit, but only on stays of at least four nights.
Chase announced the change on Nov. 5, 2026, in a Chase Travel press release that also introduced its "27 Trips to Take in 2027" list.
What cardmembers get on a vacation home#
Chase lists these benefits for vacation homes booked through The Edit:
- A $150 in-stay credit for services such as massages, a private chef or airport pick-up
- Early check-in and late checkout when available
- The option to use your annual The Edit statement credits
Chase's footnote adds two key limits. The home benefits require a four-night minimum stay. The annual credit for stays with The Edit requires a prepaid stay of at least two nights. Some benefits depend on availability and vary by property.
How much credit each card gets#
The size of the annual credit depends on the card:
| Card | Annual The Edit credit |
|---|---|
| Sapphire Reserve | Up to $500 |
| J.P. Morgan Reserve | Up to $500 |
| Sapphire Reserve for Business | Up to $1,000 from Jan. 1, 2027, max $250 per stay |
For the business card, Chase says the credit is available "throughout the calendar year." So a Sapphire Reserve for Business cardmember could, in principle, spread four $250 stays across 2027.
Chase's release lists both perks for home stays, so a prepaid home stay of four nights or more appears to qualify for the statement credit and the $150 in-stay credit. Check your own card's terms for how the statement credit is split across the year.
Who picks the homes#
Chase says the homes are curated by Plum Guide, which vets them using "150+ comfort, design, and location criteria." Chase's note on Plum Guide says only the top 3% of homes in each destination make the cut.
Sapphire Reserve cardmembers will also get access to Reserve Travel Designers who are trained to help with vacation homes. Chase says they can match you with a home and provide concierge service before, during and after the stay.
Chase also notes that Freedom, Ink and Sapphire Preferred cardmembers can already book "hundreds of thousands of vacation homes" through Chase Travel. Those bookings do not come with The Edit benefits.
Why this matters for points collectors#
The Edit credit has mostly been a hotel perk. Adding homes gives Reserve cardmembers a new way to use it, and it fits group travel. Chase's own survey found 74% of Gen Z and Millennial respondents said they were interested in staying in a vacation home rental in the future.
There are open questions. Chase's release says bookings through Chase Travel come with "the flexibility to use Ultimate Rewards points." It does not say whether homes will be eligible for Points Boost pricing. Gary Leff of View from the Wing reported that they will not be, in a post shared on X by BoardingArea. We could not confirm that in Chase's release, so check when you book.
Reaction on X#
The Points Guy shared the news on Nov. 5, and Travel Hacked compared the move to Amex's push into luxury home rentals.
What to do now#
Nothing changes until Jan. 1, 2027. If you have a Reserve card and a group trip in 2027, wait for the homes to appear in Chase Travel before you book elsewhere. Look for the four-night minimum and confirm which credit applies before you pay.
Sources#
Cite this article
Patrick Karsh. “Chase's The Edit adds 10,000 vacation homes in 2027, and Sapphire Reserve credits will work on them.” Points Frog. Published 2026-11-09. https://www.pointsfrog.com/news/chase-the-edit-10000-vacation-homes-sapphire-reserve-credit-january-2027
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