All three Atmos Rewards cards now offer 80,000 to 100,000 bonus points
The Summit, Ascent and business cards from Bank of America each pair a higher bonus with a companion fare, and the 85,000-point business offer is back.
All three Atmos Rewards credit cards from Bank of America now have higher than usual welcome offers. Atmos Rewards is the loyalty program shared by Alaska Airlines and Hawaiian Airlines. The offers range from 80,000 to 100,000 bonus points, and each one also comes with a companion fare.
The latest addition came on Nov. 3. Frequent Miler reports an 85,000-point offer on the Atmos Rewards Visa Signature Business card, above the public offer of 75,000. It warns that this offer "comes and goes."
We could not confirm these offers on an issuer page, so the details below come from Frequent Miler, The Points Guy, AwardWallet and Doctor of Credit. Check the terms on your own application link before you apply.
The three offers
| Card | Welcome offer | Spend required | Annual fee |
|---|---|---|---|
| Summit Visa Infinite | 100,000 points plus a 25,000-point Global Companion Award | $6,000 in 90 days | $395 |
| Ascent Visa Signature | Up to 80,000 points plus a $99 Companion Fare | $3,000 for 60,000, then $5,000 total for 20,000 more, in 90 days | $95 |
| Visa Signature Business | 85,000 points plus a $99 Companion Fare | $5,500 in 90 days | $95 |
Frequent Miler says the Companion Fare costs $99 plus taxes and fees from $23.
Atmos Rewards Summit
The Summit card is the premium option. Along with the 100,000 points and 25,000-point Global Companion Award, Frequent Miler lists these perks:
- 3 points per dollar on Alaska Airlines, dining and foreign transactions
- A 25,000-point Global Companion Award every cardmember year
- 10,000 status points each cardmember anniversary
- Two full-day lounge passes and two Wi-Fi passes each calendar quarter
- Free first checked bag on Alaska and Hawaiian flights for you and up to six companions
- A $120 credit for TSA PreCheck or Global Entry
- A 100,000-point Global Companion Award after $60,000 in spending in a cardmember year
Frequent Miler notes that a slightly richer Summit offer, with a 50% discount code, expired in July 2026.
Atmos Rewards Ascent
The Ascent card has the lowest fee for a personal card. You earn 60,000 points and the Companion Fare after $3,000 in spending, then 20,000 more after you reach $5,000 total, all within 90 days.
Frequent Miler lists 3 points per dollar on Alaska Airlines and 2 points per dollar on gas, EV charging, local transit, rideshare, cable and select streaming services. You also get a free first checked bag for you and up to six others on your reservation, plus a Companion Fare each year on your account anniversary.
Atmos Rewards Business
The business card mirrors the Ascent card's core perks, with 2 points per dollar on gas, EV charging, shipping and local transit. Doctor of Credit says the 85,000-point offer works through a promo-code link and tends to come and go, so look for the 85,000-point figure on the application before you submit it.
How long will this last?
Frequent Miler says higher offers on these cards "have come and gone several times" since they launched last year. There is no posted end date. If you want one of these cards, this is a good window, but nobody knows how long it stays open.
Ways to use the points
We recently covered the Atmos Rewards buy points sale of up to 110% that runs through Nov. 7. The companion fares are the extra kicker. On a pricey route, a $99 Companion Fare or a 25,000-point Global Companion Award can be worth a lot more than the annual fee.
The Points Frog take
These are some of the best offers we've seen on the Atmos cards. The Ascent offer gives the most value for a $95 fee if you can spend $5,000 in 90 days. The Summit is a better fit if you fly Alaska or Hawaiian often and will use the lounge passes and status points.
If you run a business, the 85,000-point business card offer is worth a look. Just check the offer amount before you apply, since it has a habit of disappearing.
What people are saying on X
Points blogs shared the higher offers on X.