{"version":"1.9","identifier":"abc720d4-33f1-4616-a8af-45685f151f70","language":"en-US","title":"Delta's Amex welcome offers end November 4: 200,000 miles on Reserve Business, two free flights on Reserve","layout":{"columns":7,"width":1024,"margin":32,"gutter":20},"componentLayouts":{"text":{"columnStart":0,"columnSpan":7,"maximumContentWidth":720,"margin":{"top":12,"bottom":12}},"photo":{"columnStart":0,"columnSpan":7,"margin":{"top":20,"bottom":20}}},"componentTextStyles":{"default":{"fontName":"HelveticaNeue","fontSize":18,"lineHeight":29,"textColor":"#171717"},"headline":{"fontName":"HelveticaNeue-Bold","fontSize":36,"lineHeight":42,"conditional":[{"conditions":{"maxViewportWidth":480},"fontSize":28,"lineHeight":34}]},"intro":{"fontName":"HelveticaNeue","fontSize":20,"lineHeight":28,"textColor":"#555555"},"caption":{"fontName":"HelveticaNeue","fontSize":13,"lineHeight":19,"textColor":"#666666"},"byline":{"fontName":"HelveticaNeue","fontSize":13,"lineHeight":20,"textColor":"#666666"},"body":{"fontName":"HelveticaNeue","fontSize":18,"lineHeight":29,"paragraphSpacingAfter":14,"linkStyle":{"textColor":"#00704a"}}},"metadata":{"canonicalURL":"https://www.pointsfrog.com/news/delta-skymiles-amex-welcome-offers-end-november-4-2026-reserve-200000-miles","datePublished":"2026-10-20T17:10:04.568261Z","dateModified":"2026-10-20T17:10:16.871555Z","authors":["Patrick Karsh"],"excerpt":"Six Delta SkyMiles cards carry elevated bonuses for applications through November 4. The personal Reserve pays two round-trip Comfort certificates plus 50,000 miles; the Gold adds a $250 statement credit. Only the Reserve cards include Sky Club visits.","thumbnailURL":"https://pub-fac99da959e344fe99d810d309cef7df.r2.dev/photos/article/abc720d4-33f1-4616-a8af-45685f151f70/e6fccbf76e8aaa59ea2c164eba9ee90b.jpg","keywords":["bank"],"generatorName":"Frog News","generatorVersion":"1.0"},"components":[{"role":"title","text":"Delta's Amex welcome offers end November 4: 200,000 miles on Reserve Business, two free flights on Reserve","textStyle":"headline","layout":"text"},{"role":"intro","text":"Six Delta SkyMiles cards carry elevated bonuses for applications through November 4. The personal Reserve pays two round-trip Comfort certificates plus 50,000 miles; the Gold adds a $250 statement credit. Only the Reserve cards include Sky Club visits.","textStyle":"intro","layout":"text"},{"role":"byline","text":"By Patrick Karsh · Published October 20, 2026","textStyle":"byline","layout":"text"},{"role":"photo","URL":"https://pub-fac99da959e344fe99d810d309cef7df.r2.dev/photos/article/abc720d4-33f1-4616-a8af-45685f151f70/e6fccbf76e8aaa59ea2c164eba9ee90b.jpg","caption":"The Delta SkyMiles Reserve, Platinum and Gold American Express cards. Elevated welcome offers on all six Delta cards end November 4, 2026. · Delta Air Lines","accessibilityCaption":"The Delta SkyMiles Reserve, Platinum and Gold American Express cards. Elevated welcome offers on all six Delta cards end November 4, 2026.","layout":"photo"},{"role":"caption","text":"The Delta SkyMiles Reserve, Platinum and Gold American Express cards. Elevated welcome offers on all six Delta cards end November 4, 2026. · Delta Air Lines","textStyle":"caption","layout":"text"},{"role":"body","format":"markdown","text":"## The offers\n\nAmerican Express and Delta launched elevated welcome offers on six Delta SkyMiles cards on August 27, and they close to new applications on November 4, 2026. The details are in [Delta's announcement](https://news.delta.com/first-time-ever-earn-two-round-trip-delta-comfort-flights-50k-bonus-miles). All spending requirements must be met within six months.\n\nThe personal Reserve, with a $650 annual fee, pays two round-trip Delta Comfort flight certificates plus 50,000 miles after $10,000 in spending. The certificates are a first for a Delta card: they cover Delta-operated round trips within the lower 48 states, Puerto Rico and the US Virgin Islands, have no blackout dates, need 21 days' advance booking and carry up to $80 in taxes per person. The Reserve Business pays a flat 200,000 miles after $20,000, which Delta calls its highest bonus of the year and [The Points Guy](https://thepointsguy.com/credit-cards/delta-amex-current-offers/) says is the highest ever on the card.\n\nThe $350 Platinum pays as high as 90,000 miles plus a $300 statement credit after $4,000; the Platinum Business pays 100,000 miles after $8,000. The Gold, free the first year and $150 after, pays as high as 80,000 miles plus a $250 statement credit after $3,000; the Gold Business pays 90,000 miles after $6,000. The phrase \"as high as\" on the personal Platinum and Gold means the exact offer appears only after you apply, and not everyone gets the top figure.\n\n## What the miles are worth\n\nOur [SkyMiles calculator](https://www.pointsfrog.com/points-value/skymiles) values a mile at about 1.2 cents, which makes 200,000 miles worth around $2,400 and the Gold's 80,000 miles plus $250 credit worth roughly $1,200 before the fee. Delta's own awards are dynamically priced, so the value depends on what you book; the cards' TakeOff 15 benefit cuts 15% off the miles price of Delta awards, which nudges the effective value up for cardholders.\n\n## The lounge question\n\nOnly the two Reserve cards get you into a Delta Sky Club, and only within limits. Each Reserve gives 15 Sky Club visits per Medallion year when flying Delta the same day, unlimited visits after $75,000 of spending on the card in a calendar year, and four one-time guest passes a year. Both Reserve cards also admit you to Amex Centurion Lounges when flying Delta on a ticket bought with the card, within three hours of departure. The Platinum cards do not include lounge access, though Platinum cardholders flying Delta can buy a Sky Club day pass, and the Gold and Blue cards have no lounge benefit at all. We walked through those rules in [our Sky Club access piece](https://www.loungefrog.com/news/delta-amex-offers-end-november-4-sky-club-access-catch).\n\n## Eligibility\n\nEach card's bonus is once per lifetime, and Amex's family rule applies: if you hold or have held a higher-tier personal Delta card, you may be ineligible for a lower-tier personal card's bonus. Amex can also decline a bonus based on your history with its cards. Apply for the card you want most first.\n\n## Is it worth it\n\nFor a Delta flyer who can meet the spending, yes, and the Gold is the clear value pick: no first-year fee, up to 80,000 miles and $250 back for $3,000 of spending. The Reserve offers suit someone who will use the Sky Club visits and the flight certificates on domestic trips they would have paid cash for. The previous round of elevated offers, which ended in July, topped out at 125,000 miles, so these are a meaningful step up. They expire November 4; Delta does not say when the next round comes.","textStyle":"body","layout":"text"}]}