{"version":"1.9","identifier":"cc57f2b7-9548-4242-ba6d-6d9dfd07ea2a","language":"en-US","title":"Amex Business Platinum adds free ZO coworking membership and up to $500 a year in credits","layout":{"columns":7,"width":1024,"margin":32,"gutter":20},"componentLayouts":{"text":{"columnStart":0,"columnSpan":7,"maximumContentWidth":720,"margin":{"top":12,"bottom":12}},"photo":{"columnStart":0,"columnSpan":7,"margin":{"top":20,"bottom":20}}},"componentTextStyles":{"default":{"fontName":"HelveticaNeue","fontSize":18,"lineHeight":29,"textColor":"#171717"},"headline":{"fontName":"HelveticaNeue-Bold","fontSize":36,"lineHeight":42,"conditional":[{"conditions":{"maxViewportWidth":480},"fontSize":28,"lineHeight":34}]},"intro":{"fontName":"HelveticaNeue","fontSize":20,"lineHeight":28,"textColor":"#555555"},"caption":{"fontName":"HelveticaNeue","fontSize":13,"lineHeight":19,"textColor":"#666666"},"byline":{"fontName":"HelveticaNeue","fontSize":13,"lineHeight":20,"textColor":"#666666"},"body":{"fontName":"HelveticaNeue","fontSize":18,"lineHeight":29,"paragraphSpacingAfter":14,"linkStyle":{"textColor":"#00704a"}}},"metadata":{"canonicalURL":"https://www.pointsfrog.com/news/amex-business-platinum-zo-tishman-speyer-coworking-500-credit","datePublished":"2026-10-27T13:23:45.135903Z","dateModified":"2026-10-27T13:24:14.525915Z","authors":["Patrick Karsh"],"excerpt":"Since October 22, US Business Platinum and Corporate Platinum Card Members get unlimited ZO Clubhouse access, four Studio day passes a month and up to $500 a year toward ZO event space or Dining Club.","thumbnailURL":"https://pub-fac99da959e344fe99d810d309cef7df.r2.dev/photos/article/cc57f2b7-9548-4242-ba6d-6d9dfd07ea2a/576203da3953dbfeae0a740646c1759b.jpg","keywords":["bank"],"generatorName":"Frog News","generatorVersion":"1.0"},"components":[{"role":"title","text":"Amex Business Platinum adds free ZO coworking membership and up to $500 a year in credits","textStyle":"headline","layout":"text"},{"role":"intro","text":"Since October 22, US Business Platinum and Corporate Platinum Card Members get unlimited ZO Clubhouse access, four Studio day passes a month and up to $500 a year toward ZO event space or Dining Club.","textStyle":"intro","layout":"text"},{"role":"byline","text":"By Patrick Karsh · Published October 27, 2026","textStyle":"byline","layout":"text"},{"role":"photo","URL":"https://pub-fac99da959e344fe99d810d309cef7df.r2.dev/photos/article/cc57f2b7-9548-4242-ba6d-6d9dfd07ea2a/576203da3953dbfeae0a740646c1759b.jpg","caption":"The Spiral at Hudson Yards, home to a ZO Clubhouse and Studio · Kidfly182, CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)","accessibilityCaption":"The Spiral at Hudson Yards, home to a ZO Clubhouse and Studio","layout":"photo"},{"role":"caption","text":"The Spiral at Hudson Yards, home to a ZO Clubhouse and Studio · Kidfly182, CC BY 4.0 (https://creativecommons.org/licenses/by/4.0/)","textStyle":"caption","layout":"text"},{"role":"body","format":"markdown","text":"American Express has added a coworking benefit to its top business cards. As of **October 22**, eligible US Card Members with **The Business Platinum Card from American Express** or the **American Express Corporate Platinum Card** can get a complimentary **ZO membership from Tishman Speyer**. The membership comes with lounge-style workspace access, monthly coworking passes and up to **$500 a year** in statement credits.\n\n## What the membership includes\n\nAccording to The Points Guy and Doctor of Credit, eligible Card Members get:\n\n* **Unlimited access to participating ZO Clubhouses**, which are lounges for working, meeting or taking a break\n* **Four Clubhouse guest day passes per week**\n* **Four Studio coworking day passes per month**, with shared desks, meeting rooms, Wi-Fi, and coffee and tea\n* **Up to $500 per calendar year** in statement credits toward event space bookings at ZO or Studio locations, or toward a ZO Dining Club membership, when paid with an eligible card\n\nStudio visits must be reserved ahead of time online or in the ZO app. Membership does not cover everything. The Points Guy notes that dining, private spaces and some experiences cost extra.\n\n## Where you can use it\n\nThe Points Guy reports more than 25 participating Clubhouse and Studio spaces in six US cities:\n\n* Boston\n* Chicago\n* Los Angeles\n* New York City\n* San Francisco\n* Washington, D.C.\n\nOne standout is The Spiral at Hudson Yards in Manhattan. The Points Guy says its Clubhouse sits on the 66th floor, with dining from Café Llama, and a Studio occupies lower floors of the same building.\n\n## How to activate\n\nYou do **not** need to enroll through American Express. Instead, activate your ZO membership on the ZO website or in the ZO app before your first visit. The Points Guy says the dedicated Card Member site and app show participating locations and explain how to use the statement credit.\n\n## What it is worth\n\nThe value depends on how often you need a place to work. The Points Guy found Studio day passes listed for **$50 before tax** at several locations. Using all four monthly passes at that price would be worth about **$200 a month**, but only if you would have paid for coworking anyway.\n\nThe $500 credit is harder to use. ZO event spaces start at **$1,500 per hour**, according to The Points Guy, so the credit only offsets part of a booking. ZO does not publish a standalone price for its Dining Club membership. The credit is also not a general dining credit, so it will not cover lunch during a Clubhouse visit.\n\n## Not the card's first coworking perk\n\nBusiness Platinum has tried this before. The card offered a complimentary WeWork membership starting in 2019, and that access ended in 2020. The ZO deal brings coworking back, but with a smaller footprint and different rules.\n\n## Other Business Platinum changes ahead\n\nThis benefit arrives as Amex adjusts other parts of the card. CreditOdds reports that starting **February 17, 2027**, the card's $10 monthly wireless credit will be limited to a set list of carriers. It also reports that the extra points on US shipping purchases will apply only to named shipping companies. If you lean on those perks, check the updated terms on your account.\n\n## What people are saying on X\n\nAmerican Express promoted the new benefit on its own X account, and points accounts quickly shared the news:\n\n<https://x.com/DansDeals/status/2113357545641541688>\n\n<https://x.com/BoardingArea/status/2113319186768552232>\n\n## The Points Frog take\n\nFor Business Platinum members who live or work in one of the six cities, this is a genuinely useful perk. Four Studio days a month plus unlimited Clubhouse access can replace a paid coworking plan for many freelancers and small teams. It can also give you a place to work between a hotel checkout and an evening flight. Outside those cities, the benefit adds little. Treat the $500 credit as a bonus, not a reason to keep the card, unless you already plan to book ZO event space.\n\n**Sources**\n\n* The Points Guy: <https://thepointsguy.com/news/amex-business-platinum-zo-coworking-benefit-launch/>\n* Doctor of Credit: <https://www.doctorofcredit.com/new-american-express-business-platinum-benefit-free-membership-to-zo-clubhouse-studio-lounge-coworking/>\n* Upgraded Points: <https://upgradedpoints.com/news/amex-adds-zo-by-tishman-speyer/>\n* CreditOdds: <https://creditodds.com/news>","textStyle":"body","layout":"text"}]}